Insurance & Payment
Affordable care options for every budget
Insurance Coverage
We believe quality chiropractic care should be accessible to everyone. Our team works with most major insurance providers to help you maximize your benefits and minimize out-of-pocket expenses.
Free Benefits Verification
Before your first visit, we'll verify your insurance benefits at no charge and explain your coverage in plain language so there are no surprises.
Insurance Plans We Accept
Major Carriers
- Blue Cross Blue Shield
- Priority Health
- Meridian
Additional Plans
- Medicare
- Auto Insurance (PIP)
- Health Alliance Plan
- And many more...
Don't see your insurance listed? Contact us—we work with many additional carriers and can verify your specific plan.
Understanding Your Coverage
Chiropractic insurance coverage varies by plan. Here are common terms you'll encounter:
Deductible
The amount you pay before insurance kicks in. Many plans have separate deductibles for chiropractic care.
Co-pay
A fixed amount you pay per visit. Typical co-pays for chiropractic range from $20-$50.
Co-insurance
The percentage you pay after meeting your deductible. Common splits are 80/20 or 70/30.
Visit Limits
Some plans limit the number of covered visits per year. We'll help you maximize these benefits.
Payment Options
We're committed to making care affordable. Whether or not you have insurance, we offer flexible payment solutions.
Multiple Payment Methods
We accept cash, personal checks, and all major credit cards including Visa, MasterCard, American Express, and Discover.
HSA & FSA Accepted
Use your Health Savings Account or Flexible Spending Account for chiropractic care—it's an eligible expense!
Payment Plans
For treatment plans requiring multiple visits, we offer interest-free payment arrangements to fit your budget.
Time-of-Service Discount
Self-pay patients who pay at the time of service receive a discount on their visit.
Auto Accidents & Workers' Compensation
Been in an accident or injured at work? You may be entitled to treatment at no out-of-pocket cost to you.
Auto Accident Injuries
Michigan's No-Fault insurance covers chiropractic care for auto accident injuries. We handle all the paperwork and bill your auto insurance directly.
- Whiplash treatment
- Back and neck injuries
- Soft tissue damage
- No upfront payment required
Workers' Compensation
Workplace injuries are covered by your employer's workers' compensation insurance. We work with all major carriers.
- Lifting injuries
- Repetitive strain
- Slip and fall accidents
- Direct billing to employer
Frequently Asked Questions
Do I need a referral from my doctor?
In most cases, no. Michigan allows direct access to chiropractors without a referral. However, some insurance plans may require a referral for coverage—we'll verify this when we check your benefits.
What if my insurance doesn't cover chiropractic care?
We offer competitive self-pay rates and flexible payment plans to ensure cost isn't a barrier to your health. Our time-of-service discount makes care even more affordable.
How much does a visit cost without insurance?
Initial consultations and follow-up visit costs vary based on the services needed. Contact us for current self-pay rates, and ask about our new patient special. Our cash fees for an adjustment are only $35!
When is payment due?
Co-pays and deductibles are due at the time of service. For patients with payment plans, we'll work out a schedule that fits your budget.
Don't Let Cost Be a Barrier to Your Health
We're committed to making quality chiropractic care accessible. Contact us today to discuss your options.